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MKP Home Loans – Purpose Built for SME Owners

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The MKP Home Loans Difference

For over 45 years, Moody Kiddell & Partners (MKP Group) has partnered with Australian SMEs, proudly supporting business owners and entrepreneurs.

We know that a business owner’s cash flow is often more complex than a salaried employee’s – and many mainstream residential lenders fail to understand this difference.

That’s why MKP Home Loans, in partnership with one of Australia’s leading non-bank mortgage lenders, offers a home loan purpose built for SME owners and self-employed borrowers.

Make the Most of Your Mortgage

An MKP Property can help current mortgage holders unlock the full potential of their property by providing better access to home equity.
This funding can be used to support business opportunities or personal projects, giving you the flexibility you need.

Fixed Rate Ending? Refinance with MKP

When a fixed-rate home loan expires, the new rate your current bank offers may not be as competitive as the rate you could secure with a different lender.

By refinancing with MKP Property, you can:

Access more competitive interest rates
Choose a loan that is fit for purpose – designed around your unique needs
Avoid being limited by your current bank’s policies

If your bank has said “No”, talk to us. We’ll work to find an option that meets your needs.

More Favourable Lending Terms

Interest rates matter, but so do the terms and structure of your loan.

We ensure your loan is designed to:

Meet your borrowing requirements as a business owner
Provide the right features to support you now and in the future
Give you confidence that your loan is working for you – not against you

Access More Equity in Your Home Loan

An MKP Property can often give you greater access to the equity in your property than a traditional bank will offer.

This additional equity can be used to:

Boost your business working capital
Consolidate or restructure existing business debt – including ATO tax debt
Refinance to simplify repayments and potentially reduce costs

Save Valuable Time

As your mortgage broker, MKP simplifies the process:

Direct communication with a dedicated broker
Expert guidance throughout your loan’s lifecycle
A streamlined approach that saves you time and effort

By placing your loan in the hands of a specialist, you get the right support while freeing yourself to focus on your business.

We Make the Refinancing Process Easy

We offer Alt Doc (Low Doc) Loan options for eligible borrowers:

Provide just an estimate of your net business income and household expenses
Supply as little as your last two lodged BAS returns as supporting documentation

Through our network of major banks, regional banks, and specialist non-bank lenders, we can introduce you to borrowing options suited to your profile.

We understand the nuances of lending for:

Properties in outer metropolitan or regional areas
Commercial property purchases using either full-doc or low-doc loans

By matching your needs to lenders comfortable with your circumstances, we help you secure finance with confidence.

Why Choose MKP Property

Purpose Built for SME Owners and Self-Employed Borrowers – understanding your cash-flow needs
Access to a Broad Lender Network – giving you more options and competitive offers
Tailored Solutions – ensuring your loan supports both your personal and business goals
Experienced Brokers – providing hands-on guidance and saving you time