Insurance Premium FundingYour insurance premiums are one of your largest essential business costs
Moody Kiddell & Partners specialises in business insurance and can offer you a no cost, no obligation review of your general business cover.
Manage Your Payments
If you already have business insurance, Moody Kiddell can help manage your payments by amortising your annual insurance expenses over the next 12 months. This helps strengthen cash flows to provide your business with greater flexibility.
Your insurance premiums are one of your largest essential business costs. Paying these monthly will improve working capital availability, strengthen cashflows and ensure you can afford the cover you need.
Policies that can be paid monthly include but not limited to:
· Industrial Special Risk
· Commercial Motor Fleets
· Workers Compensation
· Plant & Equipment
· Public Liability
· Contract Work
Contact us for a complimentary review of your insurance policies or to discuss financing your insurance premiums with Moody Kiddell today.
Commercial Motor and Fleet Insurance covers your business vehicles and fleet without having to insure each vehicle individually.
This policy can cover a range of vehicles and fleet sizes.
Cover for material damage to plant, machinery and equipment including road liabilities arising out of the use of road registered equipment.
If your business suffers an unexpected disruption, such as a fire, flood or storm, or a major supplier closes because of one of these events, how long would it take to get up and running again? And how much would you lose along the way?
Business interruption insurance covers lost turn over caused by an unexpected disruption, helping your business recover and rebuild.
For many businesses, expenses such as wages, supplier invoices, rent or loan repayments need to be paid even if the business is not operating. Business interruption insurance can help you get through a temporary crisis by protecting your cash flow, allowing you to cover your ongoing expenses.
Public and Products Liability insurance helps protect your legal liability to third parties, including: clients, customers and members of the public for injury or damage to their property, caused by your business. It will generally pay your costs of investigating, defending and settling claims, as well as any compensation payment you are found legally liable to pay.
Public liability insurance can help protect your business from the financial risk of liability claims by members of the public made against your company during the course of business operations.
Product liability insurance is designed to help protect your business if you are sued because a product you sell, assemble or supply has caused harm to a person or property.
As cyber attacks on SMEs become increasingly prevalent, Cyber Insurance can play a key role in protecting businesses from online crime.
Often overlooked by SME owners, the threat of cybercrime to small and medium business in Australia has substantially risen over the past year. As more Australians have made the transition to working from home, an explosion of online fraud has followed.
Marine transit insurance is important for businesses involved in shipping or receiving goods, operating watercraft commercially, repairing vessels, running a marina and more. Marine insurance can provide valuable cover on both land and sea for:
- Importers and exporters
- Marina Owners
- Mining Companies
- Tourism Operators
The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs.
Moody Kiddell & Partners (Insurance) Pty Limited ABN 48 071 572 828 AFSL 512898